Why Use a Mortgage Broker?
Mortgage Brokers are independent, licensed professionals with the knowledge and market expertise to find the mortgage that’s right for you! With access to multiple lenders we know where the best rates can be found. What’s more, we have the experience required to present your application for financing in the best possible way (to the lender) to ensure optimal results.
We represent YOU, not the branch
Mortgage brokers represent you, not the lender. Because we are not employees of a lending institution, we are not limited by a single product offering. We seek out the best lender and mortgage product to suit your specific situation and needs. We have options; be that through a Chartered Bank, Trust, Credit Union, Insurance Company, or from Private Funds.
We will save you time and ultimately money
Mortgage Brokers negotiate for a living and understand the mortgage market in real-time. The mortgage process can be intimidating. You don’t know what you don’t know. It pays to work with a licensed mortgage professional. There are numerous variables that make up each mortgage. Choosing the wrong one can lead to additional interest (costing you hundreds/thousands of your hard-earned dollars), unfavorable terms and unwanted stress. We are trained professionals who will walk you through the ins and outs of your mortgage - allowing you to make an informed decision.
Once we get your mortgage approved, Cheryl stays in touch with you long after your mortgage closes. Your bank isn’t going to contact you to help you save money but Cheryl stays in touch and looks for ways to save you money.
Why should you see a mortgage broker first?
Often the success of obtaining a mortgage approval depends on the way a loan application is presented and to whom it is sent. Your mortgage broker represents you and is trained to present you and your mortgage application in the best possible light. A doctor might be able to fix your teeth but wouldn’t you rather have a dentist? The same is true of mortgage financing. There are people who may get the job done, but a mortgage broker will take the time and care to make sure it is done right!
Personalized service at no cost to you
Getting a mortgage, whether this is your first mortgage, or tenth mortgage can be a daunting task. There are several moving parts and options when it comes to how you finance your home. You will need great mortgage advice, and this is where I come into the picture. As a Mortgage Broker, my job is to make your whole mortgage experience as smooth and enjoyable as possible.
Timely responses to inquiries and questions (I don’t keep you waiting). A whole Team of amazing industry professionals at my fingertips. Need a great Realtor? I got you. Want a knowledgeable plumber? Say no more! You get all of this for FREE. That’s right, I don’t charge any fees for you to get the best service available for your mortgage needs.
